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Financial Investment Trends 2025: Technology – Safety – Personalization

2025 Financial Investment Trends Technology – Safety – Personalization The year 2025 marks the beginning of a new era in financial investment, where technology, security, and personalization are the three core forces driving the market. Amid global economic fluctuations and shifting consumer behavior, the following trends are shaping the future of investment for both individuals...
Government Budget Tightening: Startups Face a Liquidity and Funding Crunch
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Government Budget Tightening: Startups Face a Liquidity and Funding Crunch

Government Budget Tightening: Startups Face a Liquidity and Funding Crunch New Challenges – New Opportunities in 2025 The year 2025 marks a global wave of public budget tightening — a strategic move by many governments to control inflation, reduce public debt, and rebalance fiscal spending after years of aggressive post-COVID stimulus. In Vietnam and surrounding...
VCR Stands with Employees and Communities During Economic Hardship
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VCR Stands with Employees and Communities During Economic Hardship

VCR Stands with Employees and Communities During Economic Hardship Meaningful Support – Empathetic Sharing – Spreading Human Values 1. Economic Turbulence – VCR Chooses to Stand Together The year 2025 continues to be a challenging period for both the domestic and global economy.With rising living costs and a volatile labor market, millions of workers —...
VCR’s Vision & Strategic Development Plan (2025 – 2035)
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VCR’s Vision & Strategic Development Plan (2025 – 2035)

VCR’s Vision & Strategic Development Plan (2025 – 2035) Inclusive Finance – Technology-Driven – People-Centered 1. Vision VCR aims to become Vietnam’s leading fintech platform in unsecured lending, cash flow management, and personal financial support — contributing to the creation of a financially inclusive society where everyone has the opportunity to access capital, control their...
Vietnamese Fintech is Challenging Traditional Banks – Can It Really Replace Them?
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Vietnamese Fintech is Challenging Traditional Banks – Can It Really Replace Them?

Vietnamese Fintech is Challenging Traditional Banks – Can It Really Replace Them? 1. What Is Fintech and What Is It Doing in Vietnam? Fintech (financial technology) is booming in Vietnam, offering a wide range of solutions: Online consumer lending: platforms like VCR help users access loans quickly without collateral Personal finance management: track spending, plan...
Managing 3 Loans at Once: How to Optimize Cash Flow and Avoid Bad Debt
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Managing 3 Loans at Once: How to Optimize Cash Flow and Avoid Bad Debt

Managing 3 Loans at Once: How to Optimize Cash Flow and Avoid Bad Debt 1. The Reality: Many People Are Managing 2–3 Loans Simultaneously With rising living costs and increasing consumer needs, many individuals today are: Taking out personal unsecured loans via banks or financial apps Buying electronics or motorcycles through installment plans Borrowing from...
AI in Personal Finance: Smarter Loan Advice, Investment Guidance, and Cash Flow Management Than Ever Before
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AI in Personal Finance: Smarter Loan Advice, Investment Guidance, and Cash Flow Management Than Ever Before

AI in Personal Finance: Smarter Loan Advice, Investment Guidance, and Cash Flow Management Than Ever Before 1. How Is AI Transforming Personal Finance? In today’s digital era, artificial intelligence (AI) is no longer a distant concept — it is actively changing how we manage money every day.From investment recommendations and cash flow analysis to spending...